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Loan Rates

Loan

Rates effective as of 10/5/2026
Account Type APR**
Auto Loan 5.49%
Fixed Rate Second Mortgage 7.49%
Home Equity Line of Credit 7.00%
Motorcycle Loan 6.74%
Rec. Vehicle 8.24%
Signature Loan 11.00%
First Place Second Mortgage 5.74%

Rates are subject to change.

Fixed Second Mortgage rates based on a combined loan-to-value of 80% or less. Fixed Second Mortgage rates for a loan with a combined loan-to-value of greater than 80% are as low as 9.24%.

First Place Second Mortgage rates based on a combined loan-to-value of 80% or less. First Place Second Mortgage rates for a loan with a combined loan-to-value of greater than 80% are as low as 6.74%.

Auto and Motorcycle rates shown apply to loans booked at a Space Age branch only. Rates on loans booked at a dealership may differ.

Note: APR** = Annual Percentage Rate. With Approved Credit. Your rate may vary, based on your individual credit score.

Credit Card

Rates effective as of 10/5/2026
Account Type APR
Visa Classic 14.90%
Visa Gold 10.25%
Visa Platinum 7.00%

Space Age's Visa Platinum and Visa Gold Cards are variable rate credit cards.  Visa Platinum credit card rate is equal to Prime Rate.  Visa Gold credit card rate is equal to Prime Rate plus 3.25%.  Prime Rate is based on the Wall Street Journal Prime Rate as of the last day of the prior month.  Rate is subject to change.


Note: APR = Annual Percentage Rate.  With Approved Credit.

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