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Deposit Rates

Savings Rates

Rates effective as of 10/1/2026

Money Market

Type Average Balance APY* Dividend Rate
Insured $0 - $2,499 0.00% 0.00%
$2,500 - Over 0.80% 0.80%
Maximum $0 - $9,999 0.00% 0.00%
$10,000 - $24,999 0.90% 0.90%
$25,000 - Over 0.95% 0.95%
Premier $0 - $49,999 0.00% 0.00%
$50,000 - Over 1.36% 1.35%
Jumbo $0 - $99,999 0.00% 0.00%
$100,000 - Over 1.81% 1.80%
Mega $0 - $249,999 0.00% 0.00%
$250,000 - Over 1.92% 1.90%

Rates are subject to change.

Note: Refer to rate and fee schedules for specific account disclosure information.

APY* = Annual Percentage Yield

Other

Account Type APY* Dividend Rate
Regular Share 0.05% 0.05%
Holiday Club 0.30% 0.30%
IRA Share 0.05% 0.05%
Premium Checking 0.05% 0.05%
Starter Certificate 0.65% 0.65%
Youth Prime Certificate 7.00% 7.00%
Safety Net Certificate 2.94% 2.90%
Balance Builder Certificate 3.20% 3.15%

Rates are subject to change.

Note: Refer to rate and fee schedules for specific account disclosure information.

APY* = Annual Percentage Yield

Safety Net CD - 12-month term CD, fixed rate Certificate of Deposit (CD). Minimum $1,000 deposit, maximum $10,000 deposit. 1 monthly withdrawal allowed without penalty throughout the CD term. Must maintain a minimum $1,000 monthly balance.

Balance Builder CD - 12-month term CD, fixed rate Certificate of Deposit (CD).Minimum $1,000 deposit, Maximum $10,000 deposit. Unlimited additional deposits throughout the term. Early withdrawal penalties apply.

Certificate Rates

Term Amount APY* Dividend Rate
90 - 180 Days $500 3.40% 3.35%
$1,000 3.40% 3.35%
$5,000 3.45% 3.40%
$10,000 3.51% 3.45%
$50,000 3.56% 3.50%
181 - 365 DAYS $500 3.35% 3.30%
$1,000 3.35% 3.30%
$5,000 3.40% 3.35%
$10,000 3.45% 3.40%
$50,000 3.51% 3.45%
366 - 546 DAYS $500 3.04% 3.00%
$1,000 3.04% 3.00%
$5,000 3.09% 3.05%
$10,000 3.14% 3.10%
$50,000 3.20% 3.15%
547 - 730 DAYS $500 3.09% 3.05%
$1,000 3.09% 3.05%
$5,000 3.14% 3.10%
$10,000 3.20% 3.15%
$50,000 3.25% 3.20%
731 - 911 DAYS $500 2.94% 2.90%
$1,000 2.94% 2.90%
$5,000 2.99% 2.95%
$10,000 3.04% 3.00%
$50,000 3.09% 3.05%
912 - 1095 DAYS $500 2.94% 2.90%
$1,000 2.94% 2.90%
$5,000 2.99% 2.95%
$10,000 3.04% 3.00%
$50,000 3.09% 3.05%
3-Year Step-Up $500 2.68% 2.65%
$1,000 2.68% 2.65%
$5,000 2.73% 2.70%
$10,000 2.78% 2.75%
$50,000 2.84% 2.80%

Rates are subject to change.

Note: Refer to rate and fee schedules for specific account disclosure information.

APY* = Annual Percentage Yield

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