Financial Products and Services Blog | Space Age Credit Union

Understanding Credit Scores: What You Should Know

written by Space Age Credit Union

What’s the first thought that comes to mind when you think about your credit score? Is it a number you’re confident you understand, or is it a mystery you’ve yet to figure out? Fortunately, understanding your credit score doesn’t have to feel so elusive.

Read More about Understanding Credit Scores: What You Should Know

Should You Refinance Your Mortgage? A Colorado Homeowner’s Guide

written by Space Age Credit Union

It’s no secret 2025 is a tough year for real estate, from stubborn interest rates that just won’t budge, to a lack of affordable housing inventory. Even in this volatile state of real estate, you may be wondering if you should refinance your mortgage right now as a Colorado homeowner. what are the case scenarios where a refinance might make sense in this economy?

Read More about Should You Refinance Your Mortgage? A Colorado Homeowner’s Guide

A tree has fallen on a house after a storm.

Rebuilding Your Finances After a Natural Disaster

written by GreenPath Financial Wellness

When disaster strikes, peace of mind often takes the biggest hit. In the aftermath, you may be grappling with more than just physical damage—you’re also facing the emotional toll of uncertainty, disrupted routines, and financial strain. It’s not just about what was lost, but how to regain a sense of control and rebuild your foundation, both financially and emotionally.

Read More about Rebuilding Your Finances After a Natural Disaster

Auto-Financing 101: Comparing Loans and Leases

written by Space Age Credit Union

With auto financing you typically have two choices. You can apply for an auto loan or a lease option. Both options can get you behind the wheel, but they come with different responsibilities, costs, and long-term benefits. Let’s look at how auto loans and leases compare to one another and the key factors you should consider when deciding between the two options.

Read More about Auto-Financing 101: Comparing Loans and Leases

Tap, Pay, Done: The Benefits of Mobile Wallets and Digital Banking

written by Space Age Credit Union

Let’s face it: no one wants to spend time waiting in line at the bank or mailing a paper check. That’s why mobile banking and mobile payment tools are quickly becoming the go-to way to manage money, including for credit union members.

Read More about Tap, Pay, Done: The Benefits of Mobile Wallets and Digital Banking

Overjoyed-graduate-student-holding-cash-Blog

4 Best Practices for Becoming Financially Fit in College

written by Space Age Credit Union | Space Age Credit Union

College can be one of the most exciting and rewarding experiences of your life, but the truth is, becoming more independent means facing its own new challenges. One of the most challenging aspects of college life is managing your own finances, since it’s often unchartered territory and you may have limited funds.

Read More about 4 Best Practices for Becoming Financially Fit in College

5 (Realistic) Ways to Save Money This Summer

written by Space Age Credit Union

While summertime living may be easy, it’s also quite expensive if you’re not careful and unfortunately our expenses don’t take a vacation. Many expenses increase, which wreaks havoc on a budget.

Read More about 5 (Realistic) Ways to Save Money This Summer

Teaching Your Kids about Money (Even When They Already Know Everything)

written by Space Age Credit Union

One of the most valuable lessons you can teach your children early on is one of financial literacy. Let’s look at practical lessons you can provide your kids so money management lessons won’t feel so overwhelming.

Read More about Teaching Your Kids about Money (Even When They Already Know Everything)

Overwhelmed with Consumer Debt? Consider a Consolidation Loan

written by Space Age Credit Union

If you’re struggling with high-interest debt, such as debt from credit cards, medical debt, or personal loans, it may be time to consider a consolidation loan. Debt consolidation can provide a streamlined approach when dealing with multiple debts, plus possibly save money in the long run on interest.

Read More about Overwhelmed with Consumer Debt? Consider a Consolidation Loan

Practical Strategies for Helping Aging Parents with Finances and Healthcare

written by Space Age Credit Union

Taking over the care and financial management of aging parents is a challenging and emotional responsibility, but one many of us eventually face. This situation often involves planning on three levels: managing finances, making healthcare decisions, and overseeing daily living activities.

Read More about Practical Strategies for Helping Aging Parents with Finances and Healthcare

A Guide for Simplifying Your Portfolio and Understanding Retirement Plan Rollovers

written by Space Age Credit Union

If you’ve changed jobs multiple times, chances are you’re juggling multiple retirement accounts from past employers. While leaving your funds in an old employer’s plan is an option (as long as the balance is over $5,000), consolidating your accounts through a rollover could simplify managing your retirement portfolio.

Read More about A Guide for Simplifying Your Portfolio and Understanding Retirement Plan Rollovers

Practical Steps for Budgeting and Financial Wellness

written by Space Age Credit Union

If you’ve struggled with spending more than you earn then you should know you’re not alone. The good news is, with a bit of focus and intention, it’s possible to break this cycle of overspending. Let’s talk about how you can regain control of your finances with actionable steps based on practical and basic budgeting principles.

Read More about Practical Steps for Budgeting and Financial Wellness

A Happy woman with a present in front of a Christmas tree in the background.

Jingle Bills: How to Avoid a Holiday Debt Hangover

written by GreenPath Financial Wellness

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive. If you've ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.

Read More about Jingle Bills: How to Avoid a Holiday Debt Hangover

Ideas To Take the Stress Out Of Holiday Shopping

written by Space Age Credit Union

Holiday season can bring on a new level of stress, but it doesn’t have to be this way. With a bit of planning and some creative strategies, you can breeze through your shopping list, make it easier on yourself, and actually enjoy the season.

Read More about Ideas To Take the Stress Out Of Holiday Shopping

Looking for Smart Ways to Budget During Retirement? Start Here.

written by Space Age Credit Union

You’ve thought about it since you were young and now the time is finally here to enjoy your retirement. You’ll still have to keep solid budgeting principles in mind though as you begin this new phase of life. Budgeting during retirement can feel overwhelming, but with a few simple steps, you can manage your money and make the most of your savings.

Read More about Looking for Smart Ways to Budget During Retirement? Start Here.

A packed suitcase next to a Christmas tree.

The Procrastinator's Guide to Holiday Travel Savings

written by GreenPath Financial Wellness

Holiday travel season is near, and peak prices already tell that story: nearly 75% of Hopper customers say that as they book travel this year, they plan to spend the same or more than what they shelled out last year. If this sounds uncomfortably familiar, don't panic! Even if you’ve waited until the last minute, there are ways to trim down on steep travel costs.

Read More about The Procrastinator's Guide to Holiday Travel Savings

9 Things You Can Pay for With Student Loans

written by Space Age Credit Union

As education expenses continue rising, millions of students turn to student loans to help ease some of the burden these costs can bring. Federal and private student loans offer numerous advantages, including flexible repayment plans and lower interest rates. Many borrowers may not realize what education-related expenses you can use the funds for.

Read More about 9 Things You Can Pay for With Student Loans

Thinking of Starting a New Business? Follow These Steps if You Need a Startup Business Loan

written by Space Age Credit Union

You have a brilliant idea you can’t wait to get off the ground. Nothing can stand in your way except one thing–your genius idea needs funding. While funding can be challenging, it doesn’t have to be a roadblock. Instead, keep these steps in mind and consider securing funding through a startup business loan.

Read More about Thinking of Starting a New Business? Follow These Steps if You Need a Startup Business Loan

Refinancing Your Mortgage? Consider the Costs and Benefits Before You Take Out a New Loan.

written by Space Age Credit Union

With the mortgage interest rate landscape continuously changing, you may be wondering if refinancing your current mortgage rate is a smart move. Only you can decide if a refinance works for your financial situation, but it’s helpful to consider the refinancing costs and potential benefits you could experience.

Read More about Refinancing Your Mortgage? Consider the Costs and Benefits Before You Take Out a New Loan.

Steering Through Savings Auto Financing Choices for Car Buyers

written by Space Age Credit Union

Navigating the world of auto loans can seem daunting, especially with options like dealer financing and credit union financing. This guide aims to demystify these options, offering you the clarity you need for your next car purchase.

Read More about Steering Through Savings Auto Financing Choices for Car Buyers

Space Age Blog

Understanding Credit Scores: What You Should Know

Should You Refinance Your Mortgage? A Colorado Homeowner’s Guide

Rebuilding Your Finances After a Natural Disaster

Auto-Financing 101: Comparing Loans and Leases

Tap, Pay, Done: The Benefits of Mobile Wallets and Digital Banking

4 Best Practices for Becoming Financially Fit in College

5 (Realistic) Ways to Save Money This Summer

Teaching Your Kids about Money (Even When They Already Know Everything)

Overwhelmed with Consumer Debt? Consider a Consolidation Loan

Practical Strategies for Helping Aging Parents with Finances and Healthcare

A Guide for Simplifying Your Portfolio and Understanding Retirement Plan Rollovers

Practical Steps for Budgeting and Financial Wellness

Jingle Bills: How to Avoid a Holiday Debt Hangover

Ideas To Take the Stress Out Of Holiday Shopping

Looking for Smart Ways to Budget During Retirement? Start Here.

The Procrastinator's Guide to Holiday Travel Savings

9 Things You Can Pay for With Student Loans

Thinking of Starting a New Business? Follow These Steps if You Need a Startup Business Loan

Refinancing Your Mortgage? Consider the Costs and Benefits Before You Take Out a New Loan.

Steering Through Savings Auto Financing Choices for Car Buyers

You're using Internet Explorer

Space Age Blog

Online Banking Login

Try Mobile Banking

You're using Internet Explorer